Tax Planning
Tax advice informed by your commercial and personal priorities.
We provide tax planning advice for business owners and directors, considering company and personal tax together. Our reviews cover remuneration, expenditure, reliefs and allowances, so you can understand the tax implications of significant decisions alongside your wider commercial priorities.
Based in Greater Manchester, supporting clients across the UK.
At a glance
- Who it is for
- Business owners and directors of owner-managed companies
- What we review
- Salary and dividends, expenditure, reliefs, allowances and timing
- Approach
- Company and personal tax considered together, before decisions are made
- What you receive
- Advice setting out the options, tax implications and assumptions in writing
- Related work
- Annual accounts, Self Assessment and forecasting
Tax Planning and Advice
Director remuneration
We review salary and dividends alongside company profits, distributable reserves, cash requirements and your wider income.
Corporation tax planning
We consider relevant expenditure, reliefs, allowances and the timing of business transactions.
Business purchases and investment
We assess the tax treatment of proposed purchases and other significant commitments.
Business and personal tax
We review how company decisions affect your personal tax position and consider VAT scheme choices where relevant.
Advice Based on Your Circumstances
We evaluate the available options against cash flow, business objectives and the conditions attached to reliefs and allowances. Our advice sets out the tax implications and relevant assumptions in writing, using the legislation and information available at the time.
What is tax planning?
Tax planning means arranging your finances, within the rules, so you understand the tax consequences before you act, rather than after. For a company director it commonly covers how you take money from the company, when you buy equipment or make other commitments, and how company decisions affect your personal Self Assessment. It is different from tax evasion, which is illegal, and from artificial arrangements aimed at avoiding tax. Our planning works with the legislation and the conditions attached to each relief.
Tax planning for directors of owner-managed companies
Most owner-managed company directors have a choice about how they take income: salary, dividends or a mix. The right balance depends on company profits, distributable reserves, cash needs and your other income. Dividends can only be paid from available profits, and dividend tax rates and allowances change by tax year, so the figures need to be checked before decisions are made. GOV.UK publishes the current rates here: tax on dividends (checked 11 November 2026). Directors’ wider legal responsibilities are summarised here: running a limited company.
We link this advice to the figures in your annual accounts and corporation tax and your personal Self Assessment, and to your cash-flow forecast so that tax is planned alongside the cash needed to pay it.
When to ask for tax planning advice
Before a significant event, not after: a major purchase, a change in remuneration, a new project, a change in business structure, bringing in a partner or planning an exit. Early discussion means the options can be assessed before commitments are made.
How we approach tax planning
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Understand your positionYour accounts, income, plans and priorities, personal and company.
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Identify the optionsThe reliefs, allowances and structures relevant to you.
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Test the cash effectWe check the options against cash flow and the conditions attached.
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Set out the advice in writingThe implications and assumptions, using the law and information available at the time.
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RevisitRules and circumstances change; we review the plan when they do.
Where a matter falls outside our services, or needs specialist authorisation, we say so and point you to an appropriate professional.
What affects the fee for tax planning
We do not publish fixed prices. The fee reflects the scope of the question, the number of people and entities involved, the complexity of the transaction and how much written advice you need. We agree the scope and fee in writing before work begins.
Frequently Asked Questions
Straight answers to common questions about this service.
When should I seek tax planning advice?
Before a significant transaction or change, such as a substantial purchase, revised remuneration or a change in business structure. Early discussion allows the options to be assessed before commitments are made.
Can you advise on salary and dividends?
Yes. We consider company profits, distributable reserves, cash flow and personal income, together with the relevant tax and legal requirements.
Is tax planning included with annual accounts?
We confirm the advice included with your annual accounts in the proposal. More detailed planning can be commissioned separately for a specific transaction or decision.
Becoming a Client
Contact us to discuss the tax implications of your business plans, remuneration or proposed expenditure.
We agree the scope and fees in writing before work begins. Any additional work and costs are agreed with you in advance.